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Property Division13 min read

What is a Wife Entitled to in a Divorce in Florida? (2026 Complete Guide)

Learn what wives are legally entitled to in Florida divorce: equitable distribution, alimony, retirement accounts, and more. Know your rights.

January 20, 2026By Antonio G. Jimenez, Esq.

What is a Wife Entitled to in a Divorce in Florida?

Quick Answer: In Florida, wives are entitled to equitable distribution of marital assets (typically 40-60%), potential alimony based on need and marriage length, 50% of marital portion of retirement accounts, and consideration for child custody and support. Florida law is gender-neutral—entitlements depend on circumstances, not gender.

Wife's Potential Entitlements in Florida Divorce

CategoryTypical Entitlement
Marital property40-60% (equitable, not always equal)
Marital homeVaries (often sold or bought out)
Retirement accounts50% of marital portion
AlimonyBased on need, ability to pay, marriage length
Child supportBased on custody and income
Health insurancePotentially continued (COBRA or alimony provision)
Attorney feesPossible if income disparity exists

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Important: Florida Law is Gender-Neutral

Florida divorce law does not favor wives or husbands. The same rules apply regardless of gender:

  • Wives can pay alimony to husbands
  • Husbands can receive more than 50% of assets
  • Custody is based on best interests of children, not parent gender

What matters is:

  • Financial circumstances of each spouse
  • Contributions to the marriage
  • Need versus ability to pay
  • Best interests of any children

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Equitable Distribution: Dividing Marital Property

What is Equitable Distribution?

Under Florida Statute 61.075, courts must divide marital property using "equitable distribution"—meaning fair, but not necessarily equal.

Statutory Language: The court "must begin with the premise that the distribution should be equal, unless there is a justification for an unequal distribution based on all relevant factors." — F.S. 61.075(1)

Factors Courts Must Consider (F.S. 61.075)

Statutory FactorHow It Affects Distribution
"Contribution to the marriage by each spouse, including... services as homemaker"Homemaking counts as contribution
Economic circumstances of the partiesNeeds assessed individually
Duration of the marriageLonger marriages favor equal split
"Career or educational opportunities" interruptedSacrificing career for family recognized
"Intentional dissipation, waste, depletion, or destruction of marital assets"Wasteful spouse gets less
Desirability of retaining business interests intactMay award business to operating spouse
Whether retaining marital home serves children's interestCustody affects home disposition

Marital vs. Non-Marital Property (Per F.S. 61.075)

Marital Assets (Subject to Division):

"Assets acquired and liabilities incurred during the marriage, individually by either spouse or jointly by them." — F.S. 61.075(6)(a)1.

This includes:

  • All property acquired during marriage (presumed marital)
  • Enhancement/appreciation of non-marital assets from marital efforts or funds
  • Retirement benefits accrued during the marriage
  • Interspousal gifts (must be in writing for real property per 2024 amendment)
  • Enterprise goodwill in closely held businesses (clarified by 2024 HB 521)

Non-Marital Assets (Separate Property):

"Assets acquired and liabilities incurred by either party prior to the marriage" and "assets acquired separately by either party by noninterspousal gift, bequest, devise, or descent." — F.S. 61.075(6)(b)

This includes:

  • Assets owned before marriage
  • Inheritances received individually
  • Gifts from third parties (not from spouse)
  • Income from non-marital assets (if kept separate)
  • Assets excluded by valid prenuptial agreement

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The Marital Home

Options for the Family Home

Sell and split proceeds — Most common
One spouse buys out the other — Requires refinancing
Deferred sale (with children) — Wife stays until kids graduate
Exclusive use and possession — Temporary arrangement

Courts consider who has custody, ability to afford mortgage, and overall property division balance.

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Alimony Entitlements

Note: Florida eliminated permanent alimony in July 2023 (SB 1416). All alimony now has duration limits.

Types of Alimony Available (Post-2023)

TypeDurationPurpose
Bridge-the-gapUp to 2 yearsTransition assistance
RehabilitativePer planEducation/training
Durational50-75% of marriage lengthPrimary support type

Duration caps under SB 1416:

  • Short-term (under 10 years): Max 50% of marriage length
  • Moderate-term (10-20 years): Max 60% of marriage length
  • Long-term (20+ years): Max 75% of marriage length

Amount cap: Cannot exceed 35% of the income difference between spouses.

Factors Determining Alimony

Need: Can wife meet reasonable needs alone?
Ability to pay: Can husband afford to pay?
Marriage length: Determines duration cap (10/20 year thresholds)
Income difference: Amount capped at 35% of net income gap

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Retirement Accounts and Pensions

Wife's Entitlement to Retirement

The marital portion of retirement accounts is subject to division:

Example:

  • Husband's 401(k): $500,000
  • Total contribution years: 25
  • Years married: 15
  • Wife's potential share: (15/25) x $500,000 x 50% = $150,000
Account TypeDivision Method
401(k)QDRO
IRATransfer incident to divorce
PensionQDRO or offset
Military retirementUSFSPA rules

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Child Custody and Support

Mothers and Custody

Important: Florida law does NOT favor mothers in custody. Courts consider:

Which parent has been primary caregiver
Each parent's ability to meet child's needs
Child's preference (if mature enough)
Willingness to encourage relationship with other parent
History of domestic violence or substance abuse

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FAQ: Wife's Rights in Florida Divorce

Is Florida a 50/50 divorce state?

Answer: Florida is an equitable distribution state, meaning "fair" not necessarily "equal." The starting point is 50/50, but courts can adjust.

Can a wife get the house in a Florida divorce?

Answer: Possibly. Courts consider custody, ability to afford the home, and overall fairness. Wives don't automatically get the house.

Can I get alimony if I work?

Answer: Yes, if there's still a significant income disparity and you can demonstrate need.

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Related Topics

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About the Author

Antonio G. Jimenez, Esq.

Florida Bar #21022 · 20+ Years Experience · LL.M. Trial Advocacy

Antonio is the founder of Divorce.law and creator of Victoria AI, our AI legal intake specialist. A U.S. Navy veteran and former felony prosecutor, he has handled thousands of family law cases across Florida. He built this firm to deliver efficient, transparent legal services using technology he developed himself.

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