$750

Uncontested Divorce

Typically 2–4 weeks after filing

Typical Timeline

$0

Retainer Required

Divorce Attorney Serving The Villages & Sumter County

The Villages is the nation's largest active-adult community, centered in Sumter County. We handle later-in-life ('gray') uncontested divorces for a flat $750, entirely remote — no courthouse visit.

The Villages sits in Sumter County as one of the country's best-known active-retirement communities, and its economy reflects that: healthcare, retail, hospitality, and recreation anchor daily life here. The people who call The Villages home are largely retirees and near-retirees who arrived after decades of work, often carrying pensions, retirement accounts, and long marriages with them. When a marriage ends in this community, the divorce tends to look different from one involving a younger working couple, because the financial life being unwound was built to last a lifetime rather than to launch a career.

The most common challenges here center on what is often called gray divorce, meaning the dissolution of a long marriage later in life. After thirty or forty years together, spouses have usually accumulated shared pensions, IRAs, 401(k) accounts, and other retirement assets that must be divided under Florida's equitable distribution rules. Dividing a pension or a retirement account is rarely as simple as splitting a bank balance, and it frequently requires a qualified domestic relations order to move funds without triggering taxes or penalties. Social Security and survivor-benefit questions add another layer, since a spouse married ten years or longer may have rights tied to the other spouse's earnings record that deserve careful attention before anything is finalized.

An AI-efficient $750 flat-fee uncontested process fits The Villages well precisely because so many couples here reach the decision to divorce calmly and in agreement. When both spouses already agree on how to handle their home, their retirement accounts, and their finances, there is no reason to spend $5,000 to $7,500 on a traditional retainer to formalize what has already been decided. Our process uses technology to gather your information efficiently and prepare your paperwork, while an experienced Florida attorney reviews every case. The court filing fee and notary costs are separate, but the attorney fee stays flat at $750 whether or not minor children are involved.

If you and your spouse agree on the terms of your divorce and you both are willing to sign, you may be a good fit for this flat-fee uncontested process. The best next step is to see whether your situation qualifies. You can speak with Victoria, our AI assistant, or reach the firm directly to walk through your circumstances and understand how the process would work for you.

Unique Divorce Challenges in The Villages

Gray divorce after a long marriage is common in The Villages, and ending a thirty- or forty-year marriage means untangling a financial life two people built together over decades rather than dividing the modest assets of a short union.

Pension and retirement-account division is often the central issue in a Villages divorce, since many residents hold pensions, IRAs, and 401(k) accounts that must be split under Florida's equitable distribution framework.

Because dividing a pension or a retirement plan usually requires a qualified domestic relations order, couples here need their paperwork handled correctly so funds can be transferred without unexpected taxes or early-withdrawal penalties.

Social Security considerations matter for many long-married couples in The Villages, as a spouse married ten years or more may have benefit rights tied to the other spouse's earnings record.

Survivor-benefit questions come up frequently for retirees here, because decisions about a pension or annuity survivor election can affect a former spouse's financial security for the rest of their life.

With so much of a Villages household's wealth tied up in retirement rather than current income, spouses often want their agreement to reflect a fair long-term picture rather than just a snapshot of today's paychecks.

Sumter County Court Filing Fees

Document/ServiceFee
Petition for Dissolution of Marriage (total with 4% card fee)$425.16
Answer/Response Filing$295
Motion Filing$50
Subpoena Issuance$10
Certified Copies (per page)$2

* Fee waivers available for qualifying individuals based on income

How to File for Divorce in Sumter County

1

File Petition for Dissolution at Sumter County Family Court (online or at 215 E McCollum Ave, Bushnell, FL 33513)

2

Pay the court filing fee — approximately $425.16 total (includes 4% convenience fee for card payments; verify the current amount with the clerk; fee waiver available)

3

Serve your spouse via waiver of service (uncontested cases)

4

Spouse has 20 days to respond after service

5

Exchange mandatory financial disclosures within 45 days

6

Complete Parent Education Course if children are involved (4 hours)

7

Attend mediation, which is required before trial if any issues remain unresolved

8

No court appearance required for uncontested cases — your divorce is finalized by filing

Divorce Timeline in The Villages

2-3 weeks

Simplified Dissolution

No children, minimal assets, full agreement

Typically 2–4 weeks after filing

Uncontested Divorce

Agreement on all terms

6-12 months

Contested Divorce

Disputes requiring litigation

Sumter County Family Court Information

The Sumter County Family Court handles all dissolution of marriage filings for this area. - Main Location: 215 E McCollum Ave, Bushnell, FL 33513 - Family Law Phone: (352) 671-5604 - Clerk of Court: Available for filing questions and document submission - Self-Help Center: Available for pro se litigants needing form assistance - Hours: Monday-Friday, 8:00 AM - 5:00 PM (excluding court holidays)
Sumter County Court

Sumter County Family Court

215 E McCollum Ave, Bushnell, FL 33513

Filing Fee: $425.16
Processing: Typically 2–4 weeks after filing (uncontested)
No court appearance required for uncontested cases
Also Serving
WildwoodLady LakeOxfordBushnellLeesburg
Sumter County Statistics

By Antonio G. Jimenez | Florida Bar No. 21022 | Last Reviewed: June 2026

# Uncontested Divorce in The Villages, Florida (2026 Guide)

FloridaDivorce.law handles a flat-fee $750 uncontested divorce for The Villages residents, prepared and reviewed by a licensed Florida attorney before anything is filed, and managed 100% remotely. You pay the $408 court filing fee separately. Florida lets you divorce once the marriage is irretrievably broken under Fla. Stat. §61.052, with no need to prove fault or blame your spouse.

Does Your The Villages Divorce Qualify as Uncontested?

Your divorce is uncontested when you and your spouse agree on every issue and both are willing to sign the paperwork. That agreement, not the absence of children or assets, is what makes a case uncontested. Many of the divorces I handle in The Villages involve long marriages with real property and retirement accounts, and they still qualify because the couple has already decided how to divide things.

Your situationLikely uncontested?
No minor children and no shared propertyYes — the simplest path
Minor children or property, but full agreement on every termYes — agreement is what matters
Spouse is non-responsive and will not signNo — this becomes a contested matter
Active disagreement on support, time-sharing, or assetsNo — unresolved issues must be settled first

In my experience, the couples who think they are too complicated for an uncontested divorce are often the best candidates for one. A retired couple in The Villages dividing a pension and a paid-off home can finish cleanly when they agree, while a younger couple with almost nothing can drag a case out for months when they fight over the small things.

How Much Does an Uncontested Divorce Cost in The Villages?

A flat-fee uncontested divorce in The Villages costs $750 for attorney preparation and review, plus a handful of separate court-related costs you would pay in any divorce. The flat fee is the same whether or not you have minor children, because the price covers the work rather than the document count. The numbers below are the predictable costs you should plan for.

CostAmountWho charges it
Court filing fee$408Sumter County Clerk of the Circuit Court
Service of process~$10–$40Clerk or sheriff (waived if spouse signs an answer/waiver)
Parenting course (only if minor children)~$25–$40State-approved provider
Flat-fee attorney (preparation, review, filing guidance)$750FloridaDivorce.law

Start your flat-fee uncontested divorce with FloridaDivorce.law, handled remotely with no office visits.

There is no hourly meter and no surprise billing. You know the attorney cost before you begin, and the court costs are set by the clerk and the state, not by us.

What Are the Residency Requirements to File for Divorce in The Villages?

You must have lived in Florida for at least six months before you file, under Fla. Stat. §61.021. This is a hard requirement, and the court will dismiss a petition filed too early. Because The Villages spans Sumter, Lake, and Marion counties, your residence determines which clerk handles your case, but the six-month state residency rule is the same wherever you live in the community.

You prove residency with a Florida driver's license, a Florida voter registration card, or the sworn testimony of a corroborating witness who can confirm you have lived in the state long enough.

What if I just moved to The Villages?

If you relocated to The Villages from another state within the last six months, you cannot file in Florida yet. You either wait until you cross the six-month mark or, in some situations, file in your prior state if it still has jurisdiction. Many new Villages residents simply wait out the remaining weeks, and we can prepare everything in advance so you file the day you qualify.

How Do You File for an Uncontested Divorce in The Villages? (Step-by-Step)

Filing is a defined sequence of steps through the Florida court system, and an uncontested case keeps that sequence short. Here is how it works for a The Villages resident.

Confirm both spouses agree on every issue and meet the six-month Florida residency requirement.
Choose your petition: Form 12.901(a) for a simplified dissolution, or Form 12.901(b)(1) or (b)(2) for a regular dissolution where one spouse files and the other responds.
Complete the required financial disclosure and any parenting documents if you have minor children.
E-file the petition with the Sumter County Clerk of the Circuit Court through the statewide portal at myflcourtaccess.com and pay the $408 filing fee.
Serve your spouse, or have your spouse sign an answer and waiver so formal service is unnecessary.
Observe the 20-day waiting period required by Fla. Stat. §61.19, which runs after the petition is filed before the court can finalize.
Submit the final judgment package and complete the final step, which is often handled without a contested hearing.

What Forms Do You Need for an Uncontested Divorce in The Villages?

Florida uses standardized family law forms, and an uncontested case relies on a predictable set of them. The table below shows the core documents and when each one applies.

Form numberForm nameWhen required
12.901(a)Petition for Simplified Dissolution of MarriageNo minor children, no support, both spouses sign
12.901(b)(1) / (b)(2)Petition for Dissolution of MarriageRegular uncontested cases, with or without children
12.902(b) / (c)Financial AffidavitMandatory disclosure under Family Law Rule 12.285
12.902(f)(3)Marital Settlement AgreementCouples dividing property under Fla. Stat. §61.075
12.913Process documents (answer, waiver, service)Confirms or waives service of process
12.990Final Judgment of Dissolution of MarriageEntered by the court to finalize the divorce

Mandatory financial disclosure is governed by Florida Family Law Rule of Procedure 12.285, and the parties can waive certain exchanges in a simplified case. You can review every official form at flcourts.gov.

Have a question about your situation? Ask Victoria for a free, no-pressure answer.

How Long Does an Uncontested Divorce Take in The Villages?

An uncontested divorce in The Villages often finalizes in about two weeks when both spouses sign promptly, though court timing varies and no date can be guaranteed. The 20-day waiting period under Fla. Stat. §61.19 is the main fixed delay, and most of the other stages move quickly when there is no dispute.

StageTypical time
Document preparation and signing1–3 days
Filing with the Sumter County ClerkSame day via myflcourtaccess.com
Statutory 20-day waiting period20 days minimum (Fla. Stat. §61.19)
Final review and judgment submissionA few days
Realistic totalAbout two weeks once everything is signed

The biggest variable is how fast both spouses sign. The court's own scheduling and the clerk's processing also affect timing, which is why we never promise a finish date.

What Happens at the Final Hearing for an Uncontested Divorce in The Villages?

The final step confirms that the marriage is irretrievably broken and that both spouses agree to the terms in the paperwork. In a typical uncontested case, the judge reviews the settlement and the final judgment, confirms the agreement is voluntary, and signs the order dissolving the marriage. There is no trial and no fighting, because the issues are already resolved on paper.

Can the final hearing be waived in The Villages?

In many uncontested cases, especially simplified dissolutions, the court can enter the final judgment with a brief appearance or, in some circumstances, on the documents alone. Procedures vary by judge and division within the Fifth Judicial Circuit, which is served by the courthouse at 110 NW 1st Ave, Ocala, FL 34475. We prepare your file so it is ready for whichever path the assigned judge follows.

Why The Villages Residents Choose FloridaDivorce.law

We handle your entire divorce remotely, so you never drive to Ocala or sit in a waiting room. Everything happens by phone, email, and secure document signing, which matters when you are managing a busy schedule, a health concern, or simply prefer to keep this private. The courthouse work is ours to manage, not yours.

You pay a flat $750, the same with or without minor children, with no hourly billing and no surprise charges. That fee covers attorney preparation, attorney review before filing, and guidance through the final judgment. You know your cost on day one, which is a sharp contrast with hourly firms where the bill grows with every email and DIY form sites that leave you to interpret the law alone.

Victoria, our AI assistant, prepares your documents quickly by gathering your information through a simple guided process. A licensed Florida attorney then reviews every document before it is filed, so speed never comes at the cost of accuracy. You get the efficiency of technology and the judgment of a real lawyer who answers for the work.

The Villages sees more gray divorce than almost anywhere in Florida, and those cases often turn on dividing a pension, a retirement account, or Social Security and survivor benefits after a long marriage. We prepare these documents with that reality in mind, so the agreement reflects what you actually decided.

Start your flat-fee uncontested divorce with FloridaDivorce.law, handled remotely with no office visits.

If you and your spouse in The Villages have agreed your marriage is over, you do not need to drive to the Ocala courthouse or pay an hourly retainer to move forward. We prepare, review, and file your uncontested divorce remotely, then guide you through the final judgment, while you stay in your own home in Sumter County. The decision to end a marriage is hard enough; the paperwork does not have to be. When you are ready, we are here to handle it cleanly and at a price you can plan for.

About the Author: Antonio G. Jimenez is a Florida-licensed family law attorney (Bar No. 21022) and founder of FloridaDivorce.law. He handles flat-fee uncontested divorces for clients throughout all 67 Florida counties. All filings are handled remotely, so clients never need to appear at a courthouse or law office.

This article provides general legal information and is not legal advice. It does not create an attorney-client relationship. Florida law and court procedures may change. Verify current requirements with the Sumter County Clerk of the Circuit Court or a licensed Florida attorney before filing.

01Services

Divorce Services in The Villages


Flat-fee pricing for all family law matters. No hourly billing, no surprises.

Uncontested Divorce

Attorney-prepared and attorney-reviewed, with or without children

$750 flat

Parenting Plan

Time-sharing plan prepared when you have minor children

Included

Child Support Worksheet

Guideline worksheet prepared with your divorce

Included

Marital Settlement Agreement

Your agreed terms drafted into a binding agreement

Included

02Questions

Frequently Asked Questions: Divorce in The Villages


How much does an uncontested divorce cost in The Villages?

Our flat fee is $750 for an uncontested divorce in The Villages, regardless of whether you have minor children. This covers attorney preparation of all required court documents. The court filing fee (approximately $425.16 total, including the 4% card processing surcharge; verify the current amount with your county clerk) is paid separately to the clerk of court.

How long does an uncontested divorce take in The Villages?

Most uncontested divorces in The Villages are typically finalized in about 2–4 weeks after filing once both spouses have signed the required documents and any 20-day response period (or waiver of service) has been satisfied. Florida law sets a 20-day waiting period after filing before final judgment (F.S. 61.19), court timing varies by county, and no specific date can be guaranteed. Cases involving minor children may take slightly longer to accommodate the mandatory Parent Education Course.

What if my spouse and I don't agree on everything?

Our $750 flat-fee service covers uncontested divorces only — cases where you and your spouse already agree on property division, time-sharing, and support. If you're not fully in agreement, we can refer you to an experienced Florida family law attorney better suited to a contested matter.

Do I need to appear in court for an uncontested divorce in The Villages?

No. Florida law allows uncontested divorces to be finalized without a court appearance when both spouses have signed the settlement agreement and all required disclosures have been exchanged. The judge reviews and signs the final judgment based on the filed paperwork.

We are both retired in The Villages and most of our assets are in pensions and retirement accounts. Can an uncontested divorce still handle that?

Yes. An uncontested divorce simply means you and your spouse agree on how everything is divided, including retirement assets. If you have already decided how to split a pension, IRA, or 401(k), that agreement can be written into your marital settlement agreement under Florida's equitable distribution rules. When a retirement plan needs to be divided directly, it often calls for a qualified domestic relations order so the funds move without triggering taxes or penalties. Our flat-fee process prepares your paperwork and an experienced Florida attorney reviews it, but the arrangement only qualifies as uncontested if the two of you are in agreement on the terms.

My spouse and I have been married for decades. Does a long marriage in The Villages make our divorce more complicated?

A long marriage does not stop a divorce from being uncontested, but it usually means there is more to account for, such as a shared home, multiple retirement accounts, and possible Social Security or survivor-benefit considerations tied to one spouse's earnings record. The key question is whether the two of you agree on how to handle those items. If you do, and you are both willing to sign, your divorce can still move through the flat-fee uncontested process. The value of having a Florida attorney review the case is making sure your agreement addresses the retirement and benefit details that matter most in a later-in-life divorce before anything is finalized.

03Why Us

Why The Villages Residents Choose FloridaDivorce.law


Transparent Pricing

Know exactly what you'll pay before you start. No retainers, no hourly billing, no surprise invoices. Just flat fees that save The Villages residents thousands.

AI-Powered Efficiency

Our Victoria AI OS technology prepares documents in days, not weeks. The Villages clients get their cases resolved faster than traditional law firms.

Florida Bar Licensed

Every document is prepared and reviewed by a Florida Bar licensed attorney practicing family law since 2006.

Ask VictoriaStart $750 DivorceCall / Text