COBRA
COBRA is a federal law that lets a person stay on a former spouse's employer health insurance plan for a limited time—usually up to 36 months after a divorce—by paying the full premium themselves. It can be an important bridge for a spouse who loses coverage when the marriage ends. Because COBRA premiums are often expensive, many divorcing Floridians weigh it against finding their own marketplace plan.
Last updated June 21, 2026
Legal Definition
The Consolidated Omnibus Budget Reconciliation Act, a federal statute allowing a former spouse to elect continued group health coverage at their own expense (generally up to 36 months) following divorce as a qualifying event; addressed in settlements but governed by federal law, not Chapter 61.
Example
After the divorce she elected COBRA coverage to keep her health insurance while she searched for a marketplace plan.
Related Terms
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